This notice is provided to you according to the Privacy of Consumer Financial Information Act and the Federal Trade Commission’s implementing regulation under that Act, 16 CFR Part 313.
Mammoth Sierra Properties is committed to protecting the privacy of our customers’ non-public personal information. This Privacy Statement provides our customers (“you”) with basic information relating to the types of non-public personal information we collect, how we use the non-public personal information we collect, how we disclose the non-public personal information we collect, and how we safeguard the non-public personal information we collect. From time to time, we will update this Privacy Statement to reflect changes in our policies and practices.
Our Collection of Nonpublic Personal Information
In order to provide the services that Mammoth Sierra Properties offers, we will need to obtain certain non-public personal information. We collect non-public personal information about you from the following sources:
Credit Bureau Reports
Mammoth Sierra Properties uses credit bureau reports in order to evaluate our customers’ credit worthiness and to protect our customers from fraudulent conduct. Therefore, we may obtain a credit bureau report about you when you apply for a mortgage loan. This report contains information pertaining to your credit history. This information will only be used for such purposes.
In accordance with the Fair Credit Reporting Act, Mammoth Sierra Properties will share information regarding the status of your loan or other accounts with the credit bureaus. Pursuant to this Act, Mammoth Sierra Properties (PO Box 1889 Mammoth Lakes, CA 93546 – (800) 851-6442 Office) you have the right to ensure that the content of your credit report is accurate. If you believe that we have sent inaccurate information to the credit bureaus, please contact our customer care department at 1-800-851-6442.
Sharing of Personal Information
We do not disclose non-public personal information about our customers or our former customers to anyone, except as permitted by law.
We restrict access to your non-public personal information to only those authorized employees and approved service providers who need to know that information to provide the requested loan origination services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.
Contacting Us and Opting-Out of Communications
If you should have any questions about this Privacy Statement or wish to opt-out from further communications, please contact us at 1-800-851-6442.